About Tailong
1. Chairman Message
1. Our Mission, Vision and Values
1. Our Milestones
1. Financial Overview & Human Capital
1. Award & Achievements
What We Do
1. Community-Based Customer Service
1. MSME Financial Solutions
1. From Financing To Intellectual Resources Integration
1. Branch Transformation
1. Go Out & Engage In Extensive Cooperation
Our Impact
Contract Us

SDG 13- Climate Action

29.58 billion

1.098 million tons

the bank's green loan balance reached RMB 29.58 billion

In 2024, Tailong Bank achieved a carbon dioxide reduction of 1.098 million tons

Tailong Bank is pro-actively integrating climate-friendly policies to promote environmental sustainability. We explore differentiated and tailored green finance models to improve the accessibility and efficiency of green loans. By the end of 2024, the bank's green loan balance reached RMB 29.581 billion, up 72.68% year-on-year. A total of 35,900 green loans have been issued, representing a 157.24% growth, with a low NPL ratio of just 0.66%. Most clients are micro and small enterprises, with 99.46% of loans under CNY 5 million.

Green financing has delivered significant environmental benefits. In 2024, Tailong Bank achieved a carbon dioxide reduction of 1.098 million tons, representing a 26.76% increase from the previous year. The coal equivalent substitution increased by 46.85% year-on-year, and the carbon sink benefits rose by 120.75%. These improvements in emission reduction indicators across various areas highlight the active role of Tailong Bank’s green finance in supporting carbon reduction and enhancing resource efficiency.

Green Finance Innovations

Pioneering MSME Green Bonds

In December 2017, Tailong Bank issued the nation's first green bond dedicated to MSMEs, raising CNY 244 billion. All proceeds were allocated to environmentally friendly projects, marking a pioneering effort in linking inclusive finance with green development.

Innovative Green Financial Products

Under the "Pollution Rights-backed Loan" brand, we have developed Pollution Rights-backed Loans and Carbon Emission Rights-backed Loans, expanding financing options for MSMEs committed to low-carbon transformation.

Green Loan Identification System for MSMEs

To enhance green credit assessment efficiency, we launched the first MSME green loan identification system in China, covering seven major industries and 107 production categories. This system applies technical specifications and tracking mechanisms, ensuring accurate allocation of green financing and enabling comprehensive monitoring of MSME sustainability efforts.

A leading company in the distributed photovoltaic (PV) sector faced bottlenecks in refinancing. Tailong Bank's due diligence revealed that several power stations operated by the company maintained stable annual electricity output, contributing to green energy development and carbon reduction. In response, Tailong launched a tailored financing solution for the PV industry—offering dedicated loans backed by a comprehensive collateral structure combining equipment, equity interests, and future income rights.

Local Green Development

Green Infrastructure Financing

Tailong Bank’s outstanding green loan balance has reached CNY 29.581 billion. These funds primarily support sustainable urban and rural infrastructure development, including renewable energy, eco-friendly transportation, and smart city solutions.

Specialized Green Branches

Tailong Bank is developing a network of specialized green finance branches tailored to local industrial structures. To date, we have established over 39 dedicated green banking outlets across China, staffed with trained green finance specialists. This model strengthens our capacity to deliver targeted, professional support for small and micro enterprises advancing environmental sustainability.

Tailong actively participated in the 'Save Mingin -Green Delivery' activity, initiated the '10 yuanto plant a tree’fund-raising, and planted over 20 acres of Tailong Forest' in Mingin, GansuProvince.