About Tailong
1. Chairman Message
1. Our Mission, Vision and Values
1. Our Milestones
1. Financial Overview & Human Capital
1. Award & Achievements
What We Do
1. Community-Based Customer Service
1. MSME Financial Solutions
1. From Financing To Intellectual Resources Integration
1. Branch Transformation
1. Go Out & Engage In Extensive Cooperation
Our Impact
Contract Us

MSME Financial Solutions

Information Asymmetry in MSMEs?

The "3P+3A" Framework

—Tailong Bank builds trust from the ground up—through people, products, and process. We assess the reliability of People (trust, dependability of Property (asset reliability), and Process (due to position), and the dependability of Property (asset reliability). We also verify, and Five Meters Guidance for water supply (Tailong Guidance) and Five Meters Guidance for customs declarations to confirm accurate cost information about a client's business.

Slow Processing of MSME Loans?

3+3 Service Level Promise

—Tailong Bank promises new customers will receive a clear response within three business days. Existing customers' requests will be processed within three hours. Using financial technology, loans can be disbursed within three minutes through the PaD platform.

High Barriers to MSME Loan Approval?

The 3 Eligibility Criteria:

2 Essentials + 1 Absence

—Living Bank places trust in its clients. As long as they meet the three fundamental criteria—having the ability and willingness to work, and being free from harmful habits—they are eligible for a loan with falling.

High risks of MSME Loans?

Four-eyes Principle

—Except under specific circumstances, all credit operations require dual handling and simultaneous on-site investigation by two credit officers to ensure cross-checks and controls.